We have been in the factoring business since 1979, are independently held, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and in doing so, can lend a helping hand to get you through any troublesome circumstances you might come under. We won't fold up shop when the times get troublesome, as a few factoring companies sadly have in the past.

All factoring companies have guidelines for size, industry, and risk. It's just about impossible for you to know which factoring firm is the ideal fit for you. By contacting us, we can cut out a tremendous amount of time by helping you find the ideal fit for your company - it may be us or another factoring company.

We have a vast network of factoring industry colleagues, these mutual relationships were earned over 20+ years in the business. So, when you take some time to tell us what you need, you'll quickly see that we can help you find just what you need.

Nearly all factoring businesses let you pick and choose your customers that you want to factor. Although a handful of them usually require a minimum dollar amount in order to do business with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is sort of like carrying a credit card in your pocket. You carry it to use when you need it but don’t sign an agreement that will force you into factoring when you don't need it.

Nearly all factoring businesses will not be upfront about their fees. Who knows all the reasons why they do this. Be rest assured, We do not behave this way.  We are totally upfront about our fees. When you apply, you are presented with a crystal-clear, no obligation rate bid with the fee for your business. It is going to be tough finding another factoring company, if any, that will be totally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring firms are funded by Wall Street money. We are a privately held company and don't answer to investors and boards. Like you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We take the time to hear your story, understand your concerns. Based on that information we will put together a tailored solution for you. Nearly all factoring firms especially the Silicon Valley ones usually look for the algorithm to establish your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Nearly all factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or don't want to be troubled.

Don't dismiss the fact that the factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also keep an eye on each invoice and follow them much the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems in order to get them fixed right away.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay alert to negative payment trends. This is essential to run your business efficiently.

We employ the latest technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much better rates for you. Nearly all other companies don’t even come close.